Opensky credit card reviews.

This product is mostly recommendedby SuperMoney users with a score of+27, equating to 3.5on a 5 point rating scale. +27. -100. 0. +100. No one recommends. Everyone recommends. Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends. OpenSky® Plus Secured Visa® Credit Card’s $0 annual fee is higher than the average annual fee among new credit card offers right now. It’s not the only fee you need to worry about with the OpenSky® Plus Secured Visa® Credit Card, either. OpenSky® Plus Secured Visa® Credit Card Fees. Annual Fee: $0; Cash Advance Fee: …OpenSky® Secured Visa® $35 annual fee. Minimum security deposit required $200. Variable APR 25.64%. Credit check to apply? No. Get Started.

No rewards earning. Helps you to easily build credit through saving money. This card has a $25 annual fee. Self – Credit ...OpenSky® Plus Secured Visa® Credit Card Review . Boost your score with zero risk! Read our review of the OpenSky® Plus Secured Visa® Credit Card to start building credit without the invasive hard inquiry. ... Over 1.2 Million Cardholders Have Used OpenSky Secured Credit Card To Improve Their Credit. Cons. Secured deposit.; Limited …The OpenSky ® Secured Visa ® Credit Card allows you to make your security deposit as low as $200 and up to $3,000, so you have some flexibility when it comes to determine how much credit you will have with the Card. Your refundable* deposit, as low as $200, becomes your OpenSky Visa credit limit. (*View the cardholder agreement)

The OpenSky credit limit is the amount of your security deposit, which is $150 at a minimum. More specifically, you’re required to put down at least a $150 deposit to open the account. It’s also important to know that OpenSky has a $35 annual fee, which will reduce your initial available credit. Lastly, keep in mind that your starting ...

Reviews, rates, fees, and customer service info for The OpenSky® Secured Visa® Credit Card. Compare to other cards and apply online in seconds OpenSky Credit Card Reviews (2024) WalletHubThe OpenSky® Secured Visa® Credit Card has many benefits including an easy four-step application process with no credit check, a refundable opening deposit, and the ability to increase your credit limit after opening your account. The no-credit-check policy for this card makes it simpler for people who have bad credit to repair it.No rewards earning. Helps you to easily build credit through saving money. This card has a $25 annual fee. Self – Credit ...When people go shopping for a new credit card, they want to make a decision based on what their particular needs are. While running up credit card debt you can’t immediately pay of...

Whether you are looking to apply for a new credit card or are just starting out, there are a few things to know beforehand. Depending on the individual and the amount of research d...

4 Best Quick Loans for Emergency Cash. Should I Refinance my Mortgage? How to get a Mortgage Preapproval? Interested in the OpenSky® Secured Credit Visa® Card? Read …

Reviews, rates, fees, and customer service info for The OpenSky® Secured Visa® Credit Card. Compare to other cards and apply online in seconds OpenSky Credit Card Reviews (2024) WalletHubTransfer. Just transfer funds for the refundable 5 security deposit which sets your credit line. Get started with a minimum deposit the OpenSky secured Visa Credit card’s minimum is $200 and up to $3,000 (subject to approval). The OpenSky Plus card’s minimum security deposit is $300 and up to $3,000 (subject to approval).Business response. 05/02/2023. May 2, 2023. Dear Sir or Madam, We are responding to the complaint from our OpenSky Secured ****® Card customer Lakaysha Davis, on behalf of Capital Bank, N.A. In ...In-depth OpenSky® Credit Card review. The OpenSky® Secured Visa® Credit Card is a secured card, meaning you’ll need to put down a security deposit (in …Reviewer: Ashley Fricker. 2/20/2024. Rated 4.0 /5.0 ★★★★★. When you have no credit — or worse, bad credit — getting a credit card is a classic Catch-22 situation. You … 8,243 reviews on. OpenSky® Secured Visa® Credit Card. No credit check to apply. 88% average approval rate. $35 annual fee. $200 minimum security deposit. Apply Now ... Reviews, rates, fees, and customer service info for The OpenSky® Secured Visa® Credit Card. Compare to other cards and apply online in seconds OpenSky Credit Card Reviews (2024) WalletHub

The OpenSky credit limit is the amount of your security deposit, which is $150 at a minimum. More specifically, you’re required to put down at least a $150 deposit to open the account. It’s also important to know that OpenSky has a $35 annual fee, which will reduce your initial available credit. Lastly, keep in mind that your starting ...Reviews, rates, fees, and customer service info for The OpenSky® Secured Visa® Credit Card. Compare to other cards and apply online in seconds OpenSky Credit Card Reviews (2023) WalletHubThe OpenSky® Plus Secured Visa® Credit Card is better than the OpenSky® Secured Visa® Credit Card because it has a lower annual fee and a higher overall WalletHub rating. The OpenSky® Plus Secured Visa® Credit Card has a $0 annual fee, while the other version charges $35. Neither card does a credit check when you apply, …Reviews, rates, fees, and customer service info for The OpenSky® Secured Visa® Credit Card. Compare to other cards and apply online in seconds OpenSky Credit Card Reviews (2024) WalletHubThe OpenSky® Secured Visa® Credit Card is legit because it is issued by Capital Bank, a legitimate business that is an FDIC member and has a "B" rating with the Better Business Bureau. The OpenSky also reports information to the major credit bureaus each month. Why The OpenSky Card is Legit. Issued by Capital Bank, FDIC member …Apr 1, 2019 ... OpenSky does seem to get positive reviews. However, it does have an annual fee and no rewards. If you are are looking for a secured credit card, ...

Reviews, rates, fees, and customer service info for The OpenSky® Secured Visa® Credit Card. Compare to other cards and apply online in seconds OpenSky Credit Card Reviews (2024) WalletHub

*Based on Q4 2023, OpenSky® Secured Visa® Credit Card average approval rate is 88.25%. Individual results may vary. **OpenSky Rewards Terms and Conditions. Fund your card with a low $200 refundable security deposit to get a $200 credit line. Apply in less than 5 minutes with our mobile first application. Choose the due date that fits your schedule with flexible payment dates. Fund your security deposit over 60 days with the option to make partial payments. How to Check Your OpenSky Credit Card Application Status Online. Go to the Capital Bank application status page. Give your email address, Security Word, Social Security number, and date of birth when prompted. View your OpenSky application status: approved, denied, or pending. You should receive Capital Bank’s decision regarding your ...Dec 28, 2023 · A secured card that lets you apply without a credit check or a bank account. You need a refundable security deposit of at least $200 and a monthly income of at least $1,000. The annual fee is $35 and the APR is 25.64%. You can build your credit with this card, but it offers no rewards or unsecured options. I've been a Member since 2020. Outstanding Customer Service always professional. OpenSky Secure Credit Card has improved my credit score 75% with on time payments. As of 3/14/2024 I've been approved for a OpenSky unsecured gold credit card for excellent on time payment history, and a member since 2020.The OpenSky® Secured Visa® Credit Card is designed for those beginning their credit journey or looking to re-establish their credit. It is among the easiest secured cards to get. You don’t need a bank account, nor do you have to worry about a credit pull when you apply for this card. It does have an annual fee, though.The OpenSky® Secured Visa® Credit Card charges a $35 annual fee. It also charges a 3% foreign transaction fee and either a $6 or 5% fee on cash advances, whichever is greater. Meanwhile, late and returned payments are subject to fees of up to $38 or $25, respectively. OpenSky charges a variable interest rate starting at 21.89% …When people go shopping for a new credit card, they want to make a decision based on what their particular needs are. While running up credit card debt you can’t immediately pay of...2 Based on Q3 2023, OpenSky® Secured Visa® Credit Card average approval rate is 88.5%. Individual approval results may vary. *OpenSky® Secured Visa ® Credit Cards require a refundable security deposit. Your credit limit is based on the amount of your security deposit. Minimum is $200 and up to $3,000 (subject to approval).

The OpenSky® Secured Visa® Credit Card is designed for those beginning their credit journey or looking to re-establish their credit. It is among the easiest secured cards to get. You don’t need a bank account, nor do you have to worry about a credit pull when you apply for this card. It does have an annual fee, though.

OpenSky Reviews 1,067 ... It is just an unfortunate(for us) coincidence. The OpenSky credit Card support can be reached at 1-800-859-6412. Sorry for the confusion, Kevin M Customer Operations Manager. Clarence Page. 2 reviews. US. 12 Jul 2023. Scam artist at opensky. Scam artist at opensky . Was on vacation in Florida and I signed up for a gold ...

We don't mean to brag (okay, we do), but the OpenSky Secured Visa Credit Card has been rated the best secured card to build credit by a whole bunch of industry ...It has an annual fee that ranges between $0 and $72. The starting credit limit ranges from $550 to $1,350, which will double after 7 months to between $1,100 and $2,700 if you pay the first 7 monthly bills on time. Both cards allow you to get pre-approved first without any impact on your credit score before you apply.Those looking to build credit may find the OpenSky Secured Visa Credit Card a suitable option with a low deposit and no credit check required to get started. OpenSky Secured Visa Card Review 2024 ...Opensky is a great card to start building your credit. Great experience, highly recommend this card after 6 months of using opensky started receiving credit card offerings. My credit score also went up. Date of experience: November 20, 2023. Tequa Stern.Reviews, rates, fees, and customer service info for The OpenSky® Secured Visa® Credit Card. Compare to other cards and apply online in seconds OpenSky Credit Card Reviews (2024) WalletHubReviews, rates, fees, and customer service info for The OpenSky® Secured Visa® Credit Card. Compare to other cards and apply online in seconds OpenSky Credit Card Reviews (2024) WalletHubThis means even borrowers with a bad credit score or short credit histories can qualify. As a secured credit card, the OpenSky Secured Visa does require a refundable cash deposit of at least $200 ...OpenSky® Secured Visa® Credit Card. NerdWallet rating. Apply now. ANNUAL FEE. $35. ... NerdWallet reviews credit cards with an eye toward both the quantitative and qualitative features of a card ... 8,243 reviews on. OpenSky® Secured Visa® Credit Card. No credit check to apply. 88% average approval rate. $35 annual fee. $200 minimum security deposit. Apply Now ... OpenSky Reviews 8,411 ... Open sky great for credit repair and starting credit . Date of experience: March 13, 2024. CC. Catherine Cook. 3 reviews. US. 19 hours ago. ... I am really enjoying my Open sky card though. Date of experience: February 09, 2024. DE. Derrick. 2 reviews. US. 11 hours ago. Verified.The main OpenSky® Plus Secured Visa® Credit Card requirements are that an applicant must be at least 18 years old with a valid Social Security number or Individual Taxpayer Identification number. Applicants must also agree to put down a security deposit of $300+ before they can open the account. There’s no minimum credit score requirement, …Reviewer: Ashley Fricker. 2/20/2024. Rated 4.0 /5.0 ★★★★★. When you have no credit — or worse, bad credit — getting a credit card is a classic Catch-22 situation. You …

Reviews, rates, fees, and customer service info for The OpenSky® Secured Visa® Credit Card. Compare to other cards and apply online in seconds OpenSky Credit Card Reviews (2024) WalletHubDec 13, 2023 ... The First Latitude credit card may be good for you if you don't qualify for other secured credit cards with no fees that pay rewards.3 days ago ... Unlike the regular OpenSky card, the OpenSky® Plus Secured Visa® Credit Card doesn't charge an annual fee. There's still no hard credit pull so ...Instagram:https://instagram. sustainable fabricscan you eat deli meat while pregnantsupercars bestseptic tank treatment Reviews, rates, fees, and customer service info for The OpenSky® Secured Visa® Credit Card. Compare to other cards and apply online in seconds OpenSky Credit Card Reviews (2024) WalletHub ready made mealspa custom license plate Started out with no credit score at all. Thanks to OpenSky and their secured card, I was able to start building credit quickly. Less than 8 months later, I have graduated to an. unsecured Gold card and a 739 credit score. Thank you OpenSky! Date of experience: November 20, 2023. PR. PRINCE. 2 reviews. looter shooters It has an annual fee that ranges between $0 and $72. The starting credit limit ranges from $550 to $1,350, which will double after 7 months to between $1,100 and $2,700 if you pay the first 7 monthly bills on time. Both cards allow you to get pre-approved first without any impact on your credit score before you apply.Read 1 more review about OpenSky. CU. customer. 1 review. US. 29 Nov 2023. Verified. ... I had some questions about my "secured Open Sky" credit card and the agent in the Customer Service Dept. at 1-800-859-6412 answered my questions and concerns. She was a great listener and very kind. I am so glad Open Sky still has people to communicate …